Before beginning your eSR petition package:

     1.  Determine which chapter of the Bankruptcy Code you are eligible for by reviewing Bankruptcy Basics.
     2.  Obtain credit counseling from a court-approved credit counseling agency within 180 days prior to filing. (Required by law)
     3.  Collect all your financial documents.

Prepare a petition package using eSR

    1.  Go to the eSR system home page and create a user profile by providing an email address (this will serve as your login ID) and create a password for eSR.

• From the first day you begin working in eSR, you have up to 45 days to complete the petition. If you do not submit your petition to the Bankruptcy Court for filing within 45 days, whatever you have done will be deleted from the system. If you do not think you will finish within 45 days, please print out a copy of your work for future reference.

     2.  Answer questions about your property, income, and debts.

     3.  Submit the bankruptcy petition package.

NOTE:  eSR only allows a one-time submission.

• Any schedules or statements not completed at the time the eSR package is submitted cannot be completed later using eSR. All subsequent pleadings and amendments to pleadings must be delivered by U.S. mail, overnight carrier, or in person to:                                                                                    

U.S. Bankruptcy Court                                               submit via Electronic Document Submission     
100 East Vine Street #200                  OR
Lexington, KY 40507

• After submitting the bankruptcy petition package, you will receive an email confirming the electronic receipt of the eSR package submitted to the Court. The confirmation email does not constitute filing. The bankruptcy petition will NOT be officially filed until you receive a Notice of Bankruptcy Case Filing from the Court with a case number.

You will have 7 days from the date of the Notice of Bankruptcy Case Filing to submit the following:

1. Full amount of the filing fee

OR

• Completed Form 103A - Application for Individuals to Pay the Filing Fee in Installments

OR

• Completed Form 103B - Application to Have the Chapter 7 Filing Fee Waived

2. Original Signed Voluntary Petition

3. Completed Form 121 - Statement About Your Social Security Numbers

4. Completed Declaration Regarding Electronic Filing

Deliver by U.S. mail, overnight carrier, or in person to:                          submit via Electronic Document Submission                                                                           

U.S. Bankruptcy Court                                              
100 East Vine Street #200                        OR
Lexington, KY 40507